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Free credit report WHAT INFORMATION IS CONTAINED IN A CREDIT REPORT? Credit references agencies – the largest in the UK is Experian – collate information about your financial background and past behaviour and format this data into your unique credit report. Click here to see your Experian credit report online for FREE Lenders see this information when they decide whether or not to offer you a loan, mortgage or credit card. It influences their assessment of the likelihood that you will repay them. Information comes from two main sources: • Public records, such as court judgements, individual voluntary arrangements and bankruptcies. Your credit report also shows whether you are registered to vote – lenders use this as a precaution against fraud, to check that you are who you claim to be and live where you say you do. • Information from lenders and financial institutions, such as records of the number of loans you have and whether you have ever missed a repayment. It’s important that all this information is as up to date as possible and correctly reflects your circumstances. Then lenders will make the best-informed decisions – and you will get the right deal. The easy way to check your credit report is to log onto CreditExpert, the credit monitoring and identity protection service from Experian. Click here for a free, 30-day trial, which will allow you to see your credit report as often as you like.

Amount:Cover: Joint Cover Single+ Single No Cover Term: 60 Months 90 Months 120 Months 180 Months 240 Months 300 Months Calculate APR(variable): Repayment:Total: The example above includes a £595 completion fee. On other borrowing plans the completion fee may vary dependent on your credit history, equity and ability to prove income. On all loan plans the broker fee is 5% of the amount borrowed, up to a maximum of £2,000

WARNING LOANS MAY BE SECURED ON YOUR HOME.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Most of our customers pay between lowest 8.2% to highest 19.5% APR. Subject to conditions. These rates may change.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING LOANS, YOU SHOULD BE AWARE
THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT, INCREASING THE TOTAL AMOUNT YOU REPAY.