Loan criteria

Although our homeowner and unsecured loan lenders are happy to consider application from most application they still have a criteria they go by. This is a general guide and by no means a how to get accepted guide. Use the information here to help you asses your loan requirements and what would be a better option for yourself.

Debt Consolidation

Debt Consolidation applications vary with different lenders but a general guide is if you looking to manage a loan amount of minimum £15000 you are able to take out a loan of any amount that you think is suitable to you. Once again, you must be sensible in borrowing the right amount for yourself. You should also ideally have access to a minimum of £225 disposable income in order to be able to payback the loan.

homeowner loan criteria

Minimum homeowner loan application should be for £15,000 to £100,000 with a joint income of your household at £20,000 per annum. However if you are looking for a loan exclusively for home improvement or debt consolidation our homeowner loan lenders are happy to take application from applicants with loan requirement from minimum £10,000 up to no limits, with a joint household income of minimum £15,000 per annum. If you are looking for a home improvement loan or debt consolidation loan please fill out the detailed application from since this gives lenders a better idea of your requirements.

Personal Unsecured Loans

Unsecured loan starts from a borrowing amount of minimum £500 to £100,000 limit for homeowners. If you are looking for a personal consolidation loan; the limit is minimum £5,000 to maximum no limits. For tenants and non-homeowners minimum loan application must be £500 to a maximum of £100,000.

If you feel your application fits the requirements please fill in the homeowner loan or personal loan application.

Please be advised that making an application with false information in order to be accepted could have an adverse effect on your credit history and make it difficult in the future to obtain any credit.

If you need to know more about your credit history you can find more information here. If you are looking for a how to fill out an application form correctly, you can find it here.